The Correlation Between Parental Involvement and Financial Literacy Skills among Children Aged 5-6 Years

Bunga Amelia, Anayanti Rahmawati, Mazeni binti Ismail

Abstract

This research uses a quantitative correlational approach. This study aims to determine the relationship between parental involvement and the financial literacy skills of children aged 5-6 years at the Kindergarten Cluster PAUD V Aster, Laweyan District, Surakarta City. Data were collected through questionnaires filled out by parents and class teachers. Data processing was carried out using SPSS 27, and the results of the analysis were obtained using the Pearson Product-Moment correlation test. The Pearson Product-Moment correlation test showed a significance value (Sig. 2-tailed) of 0.038, meaning there is a relationship between the variable of parental involvement and financial literacy skills, with a correlation coefficient value of -0.254, indicating that parental involvement has a significant relationship, but the direction of the resulting relationship is negative and can be categorized as low. The negative relationship found does not necessarily indicate that parental involvement has a negative impact; rather, it suggests the possibility of an inappropriate or overly dominant form of involvement that limits children's independence.

Keywords

parental involvement; financial literacy; early childhood

Full Text:

PDF

References

Amadi, A. S. M., Suwarta, N., Sholikha, D. W., & Amrullah, M. (2023). Pemahaman Pendidikan Finansial Sejak Dini. Journal of Education Research. 4(3), 1419–1428. https://doi.org/10.37985/jer.v4i3.356

Arikunto, S. (2006). Prosedur Penelitian: Suatu Pendekatan Praktik.Jakarta: Rineka Cipta.

Bandura, A. (1962). Pembelajaran sosial melalui imitasi. Dalam MR Jones (Ed.), Simposium Motivasi Nebraska, 1962 (hlm. 211–274). Univer. Nebraska Press.

Boonk, L., Gijselaers, H. J. M., Ritzen, H., & Brand-gruwel, S. (2018). A review of the relationship between parental involvement indicators and academic achievement. Educational Research Review, 10–20. https://doi.org /10.1016/j.edurev.2018.02.001

Danes, S. M. (1994). Parental Perceptions of Children’s Financial Socialization. Journal of Financial Counseling and Planning, 5, 127–149.

Fajarrini, A., & Adwiah, A. R. (2025). Peran orang tua dalam mengajarkan literasi keuangan pada anak usia dini. Educhild (Journal of Early Childhood Education), 6, 50–62. https://doi.org/10.30863/educhild.v6i1.5906

Irmalia, S. (2020). Peran orang tua dalam pembentukan karakter anak usia dini. Jurnal El-Hamra: Kependidikan dan Kemasyarakatan, 5, 31–37.

Manan, Jeti, L., Samsaifil, & Maimuna. (2023). Sosialisasi Keterlibatan Orang Tua Dalam Pendidikan. EJOIN: Jurnal Pengabdian Masyarakat, 1, 415–421. https://doi.org/ 10.55681/ejoin.v1i5.862

Mukhid, A. (2021). Metodologi penelitian pendekatan kuantitatif. Jakad Media Publishing.

Otoritas Jasa Keuangan (OJK). (2024). Infografis Hasil Survei Nasional Literasi dan Inklusi Keuangan Tahun 2022-2024

Pradani, H. E., Pudyaningtyas, A. R., & Nurjanah, N. E. (2023). Literasi Finansial Anak Usia 5-6 Tahun. Jurnal Kumara Cendekia, 11(3), 217–231. https://doi.org /10.20961/kc.v11i3.66375

Putri, A. S. K., & Palupi, W. (2025). Perbedaan literasi finansial anak usia dini ditinjau dari tingkat pendidikan ayah dan ibu. Jurnal Kumara Cendekia, 13(4), 801–813. https://doi.org/ 10.20961/kc.v13i4.105717

Rakhmawati, I., Avonita, O. L., Tsalimna, U. M., Nisa, L., & Putri, B. (2021). Urgensi Literasi Keuangan Usia Dini. Abdi Psikonomi, 2, 143–150. https://doi.org /10.23917/psikonomi.v2i3.349

Rapih, S. (2016). Pendidikan Literasi Keuangan Pada Anak : Mengapa dan Bagaimana? Scholaria: Jurnal Pendidikan Dan Kebudayaan, 6, 14–28. https://doi.org/ 10.24246/j.scholaria.2016.v6.i2.p14-28

Ratih, I. S., & Zulfikri, R. R. (2024). Peningkatan Literasi Finansial melalui Pelatihan Perencanaan Keuangan pada Siswa Sekolah Dasar. Ngarsa: Journal of Dedication Based on Local Wisdom, 4, 11–22. https://doi.org/ 10.35719/ngarsa.v4i1.443

Rohmawan, A., Agus, A. A., Wulansari, F., Putra, G., & Apriliani, N. P. (2024). Pendidikan Literasi Finansial. Jakarta : Bumi Aksara.

Rupat, E., Kurnia, R., & Sofiah, Y. (2025). Pengaruh Buku Cerita Bergambar terhadap Literasi Keuangan Anak Usia 5-6 Tahun di TK An-Nur Bastari Kota Pekanbaru. Indonesian Research Journal on Education, 5, 2433–2443. https://doi.org /10.31004/irje.v5i1.1831

Santana, F. D. T., & Zahro, I. F. (2020). Hubungan Pelibatan Keluarga Terhadap Kemampuan Pendidikan Sosial Finansial Anak Usia 5-6 Tahun. Jurnal Pendidikan Islam Anak Usia Dini, 3, 1–7. https://doi.org/ 10.25299/jge.2020.vol3(1).5249

Setiawan, A. R. (2021). Pembelajaran Literasi Finansial Untuk Tingkat Dasar. 2018, 1–11. https://doi.org/10.31237/osf.io/xnb36v

Sugiyono. (2016). Metode Penelitian Kuantitatif Kualitatif dan R&D. Alfabeta, Bandung.

Yuwono, W. (2021). Konseptualisasi Peran Strategis dalam Pendidikan Literasi Keuangan Anak melalui Pendekatan Systematic Review. Jurnal Obsesi: Jurnal Pendidikan Anak Usia Dini, 5(2), 1419–1429. https://doi.org/ 10.31004/obsesi.v5i2.663

Refbacks

  • There are currently no refbacks.