HUBUNGAN PENGGUNAAN PEMBAYARAN DIGITAL DAN PENGENDALIAN DIRI DENGAN PERILAKU KONSUMTIF SISWA KELAS XI AKUNTANSI SMK NEGERI SURAKARTA

Istiqomah Nurhidayati, Susilaningsih Susilaningsih, Jaryanto Jaryanto

Abstract

Abstract This research aimed to examine (1) The relationship between the use of digital payment and the consumptive behavior of class XI Accounting students Vocational High School in Surakarta; (2) The relationship between self control and consumptive behavior of class XI Accounting students Vocational High School in Surakarta; (3) The relationship between the use of digital payment and self control with the consumptive behavior of class XI Accounting students Vocational High School in Surakarta.This research uses quantitative methods. The Population is all students of class XI Accounting Students Vocational High School in Surakarta and the sample is 167 students used proportional random sampling. Data collection techniques using a questionnaire. Data analysis use is descriptive analysis, partial correlation test and multiple correlation tests.The results is: (1) There is a positive relationship and significant relationship between the use of digital payments and the consumptive behavior of class XI Accounting students Vocational High School in Surakarta, proven with correlation is 0,346 (Sig 0,000<0,05); (2) There is a positive relationship and not significant between self control and consumptive behavior of class XI Accounting students Vocational High School in Surakarta, proven with partial correlation test results is 0,142 (Sig 0.067>0.05); (3) There is a simultaneous relationship between the use of digital payment and self control with the consumptive behavior of class XI Accounting students Vocational High School in Surakarta, proven with multiple correlation test results, F change is 11,830 (Sig 0,000 > 0,05). Keywords: Digital Payment, Self Control, Consumtive Behavior Abstrak Penelitian ini bertujuan menguji (1) Hubungan penggunaan pembayaran digital dengan perilaku konsumtif siswa kelas XI Akuntansi SMK Negeri Surakarta; (2) Hubungan pengendalian diri dengan perilaku konsumtif siswa kelas XI Akuntansi SMK Negeri Surakarta; (3) Hubungan penggunaan pembayaran digital dan pengendalian diri dengan perilaku konsumtif siswa kelas XI Akuntansi SMK Negeri Surakarta. Metode yang digunakan kuantitatif korelasional. Populasi penelitiani ini seluruh siswa kelas XI Akuntansi SMK Negeri Surakarta dan sampel 167 siswa menggunakan proportional random sampling. Teknik pengumpulan data menggunakan kuesioner. Analisis data yang digunakan analisis deskriptif, uji korelasi parsial dan uji korelasi berganda. Hasil penelitian ini menunjukkan terdapat (1) Terdapat hubungan positif dan signifikan penggunaan pembayaran digital dengan perilaku konsumtif siswa kelas XI Akuntansi SMK Negeri Surakarta, dibuktikan dari hasil uji korelasi parsial sebesar 0,346 (Sig 0,000<0,05); (2) Terdapat hubungan positif dan tidak signifikan pengendalian diri dengan perilaku konsumtif siswa kelas XI Akuntansi SMK Negeri Surakarta, dibuktikan dari hasil uji korelasi parsial sebesar 0,142 (Sig 0,067>0,05); (3) Terdapat hubungan secara bersamaan (simultan) penggunaan pembayaran digital dan pengendalian diri dengan perilaku konsumtif siswa kelas XI Akuntansi SMK Negeri Surakarta, dibuktikan dari hasil uji korelasi berganda F change yaitu 11,830 (Sig 0,000<0,05). Kata Kunci: Pembayaran Digital, Pengendalian Diri, Perilaku Konsumtif

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