Pengaruh Kemudahan Dan Keamanan Terhadap Minat Menggunakan Quick Response Code Indonesian Standard (Qris) Pada Pelaku UMKM Binaan Bank Indonesia Kpw Solo

Syafira Aulia Fadlillah, Jonet Ariyanto Nugroho, Khresna Bayu Sangka

Abstract

This study aims to determine the effect of convenience on interest in using QRIS and the effect of security on interest in using QRIS among Micro, Small, and Medium Enterprises (MSMEs) fostered by Bank Indonesia KPw Solo. This research is a descriptive. The sampling technique used is a saturated sample with 15 SMEs assisted by Bank Indonesia KPw Solo as the population and the sample used. The data analysis technique in this study uses multiple linear regression analysis. The results of this study show that: (a) There is a significant positive effect between convenience and interest in using QRIS on MSMEs assisted by Bank Indonesia KPw Solo, the use of QRIS is considered easy to use and does not require much time and effort. (b) There is a significant positive effect between security and interest in using QRIS on MSMEs assisted by Bank Indonesia KPwSolo, QRIS security is guaranteed because it is monitored from one door by Bank Indonesia. (d) There is an influence between convenience and security on interest in using QRIS.

Keywords

ease; security; quick response code indonesian standard (qris); micro; small and medium enterprises (msmes).

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