ANALYSIS OF THE EFFECT OF USE DIGITAL PAYMENT ON PROBABILITY OF CONSUMPTION SEBELAS MARET UNIVERSITY STUDENTS

Abstract

This research is to find out whether there is a digital payment that the possibility of student consumption will be increasingly wasteful or become more efficient and choose to save money. The respondents of this study are active students of Sebelas Maret University and have used digital payments in transactions. The number of samples taken in this study were 100 respondents. This research analysis technique uses quantitative methods using logistic regression. The variable used in the study is the probability of consumption as the dependent variable. Monthly income, issued using monthly digital payments, the amount of money saved per month, gender, age, and level of education as independent variables. The results of this study are Sebelas Maret University students in using digital payments will be more consumptive, and significant variables on consumption expenditure are expenses, expenses, and gender in using digital payments.

Keywords: Consumptive, Use Of Digital Payments, Logistic Regression, Students, Saving.