HUBUNGAN FAKTOR-FAKTOR SOSIAL EKONOMI DENGAN PERSEPSI PETANI TEMBAKAU TERHADAP KREDIT BANK RAKYAT INDONESIA (BRI) DI KECAMATAN SELO KABUPATEN BOYOLALI

Abstract

Capital represent very productive resource is necessary for farmer. Ownership of weak capital cause its his difficult to increase production and level Live farmer. One of alternative to solve the problems is with g(fi of credit to farmer. Farmer with storey;level of low earnings and education and also domination of narrow; tight farm require credit which can be accepted swiftly, easy to and cheap. For that BRI as a bank that own by people have role assist farmer through gift of credit packet. The aim of this research was analysis the relation economic social factors with perception of tobacco's farmer to Bank Rakyat Indonesia (BRI) credit in kecamatan Selo, kabupaten Boyolali. Economic social factors of tobacco 's farmer studied to cover formal education, farming experience on tobacco, family member on productive age, earnings and wide of farm. The result of research on economic social factor of tobacco's farmer is 82,5 % of middle education responder, 45 % have experience on farming of tobacco in middle category (20-30 year). The other economic social factor is like amount of member offamily on productive age as much 3 or 4 people (77,5 %), while earnings and wide of farm responder of each in low category, that is less than 3,5 million a year ( 60 %) and in narrow;tight cateRory that is from 0,25 ha ( 45 %). While the result of economic social factor analysis with the perception of tobacco 'sfarmer on credit of BRI at level of belief 95 % showing that there are very great relation for the economic social factor ofjormal education and wide offarm, the economic social factor of earnings and they have no great relation for the economic social factor on farming experience and member of family on productive age.