ASURANSI KESEHATAN SOSIAL SEBAGAI UPAYA NEGARA DALAM MEWUJUDKAN MASYARAKAT SEJAHTERA

Arief Suryono

Abstract

Healthinsurance is one of the ways to deal with the illness risks.Inthe healthinsurance, thereare two well-known kinds ofinsurance, medical loss insuranceandlife insurance. Basedonitsfounding, thehealth insurance can be divided into optional/commercial health insurance and mandatory/social health insur ance. Thecommercial healthinsurance is managedbyprivate institutions based on a certain agreement,
and itis aimedatgeneratingprofits. Meanwhile, thesocialhealthinsurance is managedbythegovernment
according to the persisting legislations, and it is not aimed at generating profit but fulfilling the human's basic needs.
The social health insurance is managedby the government inan attempt to protect the health of the community so as to realize the government's objectives and to fulfill its obligation to create prosperous citizens or at least to improve the basic health services, which are still felt less maximal.

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